Financial Planning Blog for Business Owners

Alex Alonso Alex Alonso

When Does It Make Sense to Become an S-Corp in 2026?

S-corps can create real tax savings for profitable business owners, but only when the numbers support it. Here’s how to know when an S-corp actually makes sense, how salary vs. distributions work, and what to watch out for.

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Alex Alonso Alex Alonso

Why the 4% Rule Isn’t Enough

I break down where the 4% rule actually came from, what the Trinity Study really says, and why relying on a fixed withdrawal rate can be dangerous if you don’t understand the assumptions behind it.

If you’re pursuing financial independence, early retirement, or building a long-term retirement income strategy, this is something you need to understand.

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Alex Alonso Alex Alonso

Gen Z - The Gambling Generation

If you actually talk to someone in my generation, nobody’s going to look you in the eye and say, “Yeah sports betting is the healthiest habit I have.” No one feels like they’re eating a salad when they make a deposit into Hard Rock, Stake, or DraftKings. We know it’s not good for us.

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